Guides and forms

Guides for those planning ahead

Voluntary National Insurance contributions for years 1996 to 2002 Voluntary National Insurance contributions for years 1996 to 2002 – for people who are under State Pension age
Explains who can benefit from the special terms available for buying voluntary contributions for the tax years 1996/97 to 2001/02 to improve future State Pension entitlement and what to do next.

Pensions:the basics. A guide from the government Pensions:the basics. A guide from the government [PTB1]
This guide is a general introduction to the subject of pensions. It includes information to help you plan and save for your retirement and where to go for further help and advice.

State Pensions - Your guideState Pensions – Your guide [PM2]
Explains whether you are likely to get a State Pension and how we work them out. It includes more details about the State Second Pension.

Pensions for women - Your guide Pensions for women – Your guide [PM6]
As a woman, the pattern of your working life may be different from a man's. This guide tells you what you should think about when you plan your pension.

Contracted-out pensions - Your guideContracted-out pensions – Your guide [PM7]
Gives you information about leaving (contracting out of) the State Second Pension.

Important information for married people - Inheritance of SERPS Important information for married people – Inheritance of SERPS [SERPSL1]
Explains the new rules on inheriting the State Earnings Related Pension Scheme pension.

Backdating membership of an Occupational Pension SchemeBackdating membership of an Occupational Pension Scheme [BM01]
Guide for people with complaints lodged with an employment tribunal. With this guide you also need to read or print a special version of the State Pension forecast application form [BR19_PTW] – [PDF file size 307kb]. This State Pension forecast has been designed for part-time workers who have been granted backdated access to their employer's occupational pension scheme by an employment tribunal. It is only for you if are considering whether to backdate membership of an occupational pension scheme.

State Pension forecast - printState Pension forecast – print [BR19]
To request a forecast of what your State Pension will be when you retire, print, fill out and post this form.

Understanding your State Pension forecastUnderstanding your State Pension forecast [BR19L]
Find out more about your State Pension forecast and what it means to you.

State Pension - The choices available to you State Pension – The choices available to you [BR33]
This form tells you the State Pension choices available to you when you reach State Pension age.

Your pension statement explainedYour pension statement explained [CPF5]
If you have received a combined pension forecast from your employer or pension provider, this leaflet will help you to understand your pension statement. It will also tell you where you can get more information about state and private pensions if you need it.

State Pensions Deferral ­ your guide [SPD1] is temporarily unavailable. This guide will be available again as soon as possible.

Your introduction to State Pension DeferralDeferring your State Pension [SPD2]
This short leaflet provides an introduction to State Pension Deferral.

Are you over 50?Are you over 50? [Over50?]
This practical guide gives you information on advice, support and services across government.